Loan pre-approval, payroll deduction, phone-a-loan solution, on line applications and competitive rates of interest make TFCU the spot to fund all of your car requirements.

New Automobile Financing function:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 thirty days term, minimum loan is $10,000
  • For 73 to 84 thirty days term, minimum loan is $20,000
  • For 85 to 96 term that is month minimal loan is $30,000
  • To qualify as brand brand new, automobile needs to be present model 12 months or 1 previous model 12 months, untitled (no past owner), with significantly less than 5,000 miles. Relates to acquisitions from new automobile dealers just.
  • The maximum financing available is going to be dependant on the credit rating of this applicant.
  • The acquisition cost might not meet or exceed MSRP/NADA Retail plus sales taxation and warranty.
  • Vehicles with commercial dishes may not be financed as a consumer brand brand New car loan.
  • TFCU will not fund brand new autos bought from dealers situated not in the 50 usa.
  • TFCU will not fund automotive loans with rebuilt or salvaged titles.
  • TFCU doesn't fund automobiles bought at auction or from wholesale dealers being a customer brand brand New car finance.
  • TFCU will not finance cars for livery; must be individual only use.
  • Extended warranty purchase available
  • GAP Insurance purchase available.
  • Minimal payment "balloon" financing available - regards to 24, 36, 48, or 60 months and at the mercy of ALG supply.

Used Automobile Loans function:

  • Repayment terms as much as 84 months
  • As much as 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including model year check cashing close to me that is current
  • As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including present model 12 months)
  • As much as 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including model year that is current
  • Low re payment "balloon" funding available - regards to 24, 36, 48, or 60 months, at the mercy of automobile age limitations and ALG accessibility.
  • Cars with commercial dishes may not be financed being a consumer applied car loan.
  • TFCU will not finance utilized autos bought from dealers positioned not in the 50 united states of america.
  • TFCU will not fund automobile financing with rebuilt or salvaged titles.
  • TFCU will not fund automobiles purchased at auction or from wholesale dealers being a customer applied car loan.
  • TFCU will not fund automobiles for livery; must be individual only use.
  • Warranty purchase available
  • GAP Insurance purchase available.

Brand Brand New and Used Car Refinances

  • Will need to have a the least two years staying in the original term.
  • Cannot surpass current term of loan being refinanced
  • Brand brand New and auto that is used apply, depending on summary of name and initial purchase contract / loan contract.
  • To qualify as a brand new automobile refinance, the car needs to be present or 1 previous model yr old, have already been purchased as brand new, as well as the refinance must certanly be finished within 12 months regarding the initial purchase date.
  • Maybe maybe maybe Not qualified to receive purchase or rates that are promotional
  • Automobiles with commercial dishes can't be refinanced as a Consumer Auto Loan.
  • Automobiles with rebuilt or salvaged titles aren't able to be refinanced as a Consumer Auto Loan.
  • TFCU will not fund cars for livery; must be individual only use.

To learn more, see any one of our conveniently situated branches, or call (631) 698-7000, expansion 6790.

All prices and terms are subject to alter with no warning.

Featured Prices

New car, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Apr. All prices are susceptible to alter without warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimum Loan $30,000

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